Savings
There are many reasons you should look closely at what you save, how much and what for. Building your savings goals into your financial plan will help you to see the benefits and reap the short and long term rewards.
The most common reasons people save for are:
- Emergency Fund: Life always throws us curve balls, whether it’s a new roof or a family member needing help, having an emergency fund gives you a lot more peace of mind.
- Deposit for a house: Trying to save for a deposit can be challenging, but there are ways we can help you achieve your goals.
- Retirement: We would generally recommend that this should be considered separately as there are specific products designed to maximise your retirement savings.
- Bigger Purchases: Cars and major holidays are always better off bought from savings than credit, saving you substantial sums in the longer term.
- Children’s Education: Talk to us about specific opportunities to maximise the returns from your savings for your children’s education.
Whatever you’re saving for, you also don’t want to forego all the things you want to do today. That’s where working with an independent financial adviser like Blackfords can help you make better informed decisions.
It starts with us producing a comprehensive financial plan. This is not computer generated – we understand your situation, goals and aspirations and produce a plan that will enable you to achieve them.
As your life changes, so too do your priorities, which is why your plan will be monitored and reviewed with you throughout your lifetime. The peace of mind in having a qualified independent financial planner working with you is often relayed back to us as ‘life changing’.
Our goal is to help you achieve yours. Even if you’re not sure you need a financial plan, it is always worth one hour of your time.
Complete the form below to book your free, initial no obligation Financial Review.
Book your free financial review
Whether you have a specific area of interest such as pensions or investments, or are looking for general financial planning advice, your first appointment with our qualified Financial Planners is always offered free of charge.
It will generally take an hour and can be held at any of our three offices in Douglas, Ramsey or Port Erin for your convenience. We can even arrange an appointment in the comfort of your own home. There is absolutely no obligation to use our services after this initial consultation.
Testimonials
For us, it’s always about delivering what’s most important to you. Here’s what just a very small selection of our clients think about our service.